Millions of Americans Have Inadequate Means to Retire. Get the Retirement Facts.

Millions of Americans Have Inadequate Means to Retire. Get the Retirement Facts.:

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Four Ways To Find A Qualified Financial Adviser - Forbes

The number one qusetion we should have all asked ourselves as every expert recommended getting equity out of your home. As every expert recommended stocks as stable investments. ETC ETC ETC

Four Ways To Find A Qualified Financial Adviser - Forbes: "* What Did They Do to Qualify for Their Designation(s)? I definitely wouldn’t trust an adviser who spent a weekend to earn a certificate or went through some in-house training.

What kind of training did they receive?

How does it apply to the skill set you need them to have? For example, they may have an MBA, but it may not have anything to do with managing money."

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Do you agree - The Washington Post voices opinion on cause of recession!

Do you believe this?  I don't -- I firmly believe that hard work is rewarded and that if we are working hard then success can be continued. Of course his point about entitlement is not lost on me. Happy Birthday to the 5 year recession.

Robert Samuelson: The financial crisis still confounds - The Washington Post: "We were victims of success. The crisis originated from 25 years of prosperity, from roughly the end of 1982 to the end of 2007. This conditioned people — bankers, regulators, economists, almost everyone — to take stable growth for granted. The longer the prosperity continued, the more it inspired the risky behaviors that ultimately wrecked the economy. These included over-borrowing by consumers and financial institutions, housing speculation and loose regulation. The “causes” cited by left and right were usually the consequences of a delusional mind-set: a belief that once-risky practices were prudent in a world of near-perpetual prosperity."

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WALMART–taking down America or providing cost breaks? Shocking business report!

All over the country, independent retailers are going out of business because they cannot compete with Wal-Mart and their super cheap Chinese products.  Often communities will give Wal-Mart huge tax breaks just to move in to their areas.  But what many communities don't take into account is that the introduction of a Wal-Mart is often absolutely devastating to small businesses....

A study of small and rural towns in Iowa showed lost sales for local businesses ranging from -17.2% in small towns to -61.4% in rural areas, amounting to a total dollar loss of $2.46 BILLION over a 13-year period.

When we buy stuff made by people working for slave labor wages in China, we destroy good paying American jobs and we make America poorer.  This is a point that I have tried to make over and over.

Wal-Mart often tells one thing to the public and then does another thing in private.  Sadly, the truth is that Wal-Mart does not care about U.S. manufacturing jobs.  Wal-Mart just wants to get products as cheaply as they possibly can, and most of the time that means getting them from China.

Just check out this first-hand testimony from an 81-year-old retired apparel manufacturer....

I was president of the Southwestern Apparel Manufacturers Association. There was a meeting sometime between 1985 and 1990. Walmart had contacted our organization and asked if they could meet with us at our beautiful Apparel Mart we had here in Dallas, which has now been razed, because all the independent merchants don’t exist that used to com

READ FULL REPORT HERE

Depp and former SO Paradis had blazing fights- what went wrong?

Since their recent announcement of splitting up, Johnny Depp and Vanessa Paradis have gone their separate ways. Johnny Depp has been dating Amber Heard and fans are left wondering - "what happened?" 4th of July explosions mimic the fights that Depp and Paradis are reported to have according to Wednesday's US Weekly exclusive report.
What went wrong with Depp and Paradis seems to be the same thing that goes wrong with many couples – se  >>>> Keep reading here>>>>>
 
The above article includes a bit of  personal observation.  We all know that money plays a significant role in the health of a marriage. How people handle personal finances - whether the amount is large or small affects people around them. In this case it is not directly money but the career that becomes an issue.

Please feel free to comment on the article and share your personal opinion.

FORBES lists the best businesses to start now! Get financially free

http://www.forbes.com/sites/sageworks/2012/07/04/top-5-businesses-to-start-in-2012/

 

NOTE: Self employment is hard, it has special challenges and is not for the faint of heart. Self Employment CAN give you lots of freedom, a better work environment and the potential to become financially independent.

 

Click on the image to be directed to the Forbes article.

Obama Sends Jobs Bill To Congress, Calls For Passage 'Immediately' | Fox News

Obama Sends Jobs Bill To Congress, Calls For Passage 'Immediately' | Fox News: "While the package contains a host of proposals that have received bipartisan support in the past, the overall package -- while smaller -- bears a number of similarities to the 2009 stimulus bill that Republicans loathe. It relies on a blend of state aid, tax breaks and infrastructure spending, as well as unemployment assistance. GOP leaders have said they're open to working with the president. House Majority Leader Eric Cantor's office said in an email Monday the party will work to find areas of "common ground" to help small business.

"While we have a different vision for what is needed to support job creation in our country, we appreciate the president's pledge to transmit legislation to Congress and will immediately request that it be scored by the Congressional Budget Office," House Speaker John Boehner said in a statement. "

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NOTE: The republicans and democrats still have a long ways to go to get jobs going!

Obama Sends Jobs Bill To Congress, Calls For Passage 'Immediately' | Fox News

Obama Sends Jobs Bill To Congress, Calls For Passage 'Immediately' | Fox News: ""The American people don't have the luxury of waiting 14 months for Congress to take action," he said. "

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NOTE: AND where has OBAMA been the last 3 years or so when it comes to being radical to fix the economy: no dealings with foreclosure fraud, late on the game for home loan modification reforms, etc. etc. etc.

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